There is absolutely nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached home on a quiet cul-de-sac in Merseyside.

And to the typical eye, Lloyd appears like a typical middle-aged mum who works relentlessly to care for her ill partner.
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So it was to the sheer shock of neighbours when police descended on their driveway to raid the couple's St Helens home.

Hiding behind the household's net curtains was in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, sobbed 'Oh my god' as she was jailed this week over a string of untruths consisting of utilizing a dead woman's identity, comprising 'bogus' medical conditions for her kid, and creating pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was also imprisoned after the pair's massive benefits scams was finally exposed.

While the couple handled to siphon off their ill-gotten gains for years - neighbours have actually revealed to MailOnline the apparent hints that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives discovered a web of lies including the creation of pseudonyms to declare benefits

The scammer next door: The assuming semi-detached house Lloyd had moved into with Phillips. Phillips had stopped working to disclose this to the council when she relocated in 2018

Phillips envisioned in an Aid for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is said to have played a DJ set at the occasion

Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking really frail as he would 'hobble' on his strolling stick to fulfill his carers.

But they were then left puzzled when he was at other times spotted washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also told of how there was 'constantly something dodgy' about Lloyd, and that she would never look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently stole nearly ₤ 170,000 in advantages over a years, and also assisted Phillips incorrectly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them loading up one of their 2 vehicles earlier today, they believed they were going off to remain at their secret caravan, just to discover they were going to jail.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a real program of not having the ability to walk whenever his carers were here.

'He was shuffling along and holding onto his cars and trucks in the driveway before he took a long time to get to his carer's cars and truck on his strolling stick.

'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be strolling great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.

'But after the authorities raid, they ended up being more reserved and didn't say a lot to individuals.

'There was always something dodgy about her - she would not look individuals in the eye and extolled going to her ₤ 60,000 caravan however would never ever state where it was.

'They would take her teenage child and disappear on a Thursday night and not get back till Sunday.'

Phillips had actually fraudulently declared ₤ 100k in PIP, housing benefits, work support allowance and council tax reductions that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, but at other times was seen 'walking fine'

Following the police raid secret rural street, neighbours were entrusted concerns regarding why the couple had actually been arrested - and some declare Lloyd had later told them it was down to pet dog breeding.

But these questions were lastly laid to rest on Tuesday when the court heard how Lloyd had claimed an overall of ₤ 169,394.15 which she was not received in housing benefits, carers allowance and individual independence payments over the course of 11-and-a-half years.

With the help of Lloyd, Phillips was also discovered to have actually unlawfully declared ₤ 100,980.71 through PIP, housing benefits, work support allowance and council tax decreases given that 2018.

Olivia Beesley, prosecuting, detailed how the mother's intricate fraud started when she incorrectly started declaring housing advantages for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a phony occupancy contract for the 'entirely fictitious caravan', eventually stealing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.

Then in 2018, she started making fraudulent claims that her husband required 'numerous day-to-day carers to take care of his requirements'. She reached using Phillips' sibling Zoe's birth certificate to present as his sibling and claim that she was his main carer.

She likewise lied that she was not able to work due to being a full-time carer, however was found to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began inventing 'incorrect medical conditions' for her boy, declaring she had a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in false impairment living allowance overpayments were claimed in relation to this.

She once again utilized the departed female's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she needed carers due to 'health conditions'.

Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never ever revealed, and would state they were going to stay at the caravan from Thursday to Sunday

One neighbour stated they saw the couple loading up on of their cars previously today and assumed they were going off to their 'caravan', just to later discover they were off to prison

When MailOnline went to Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her kid would supposedly go off to a caravan on the weekends.

It is not understood whether this was the same 'fictitious caravan' which transpired to have never existed, or a certainly a different, real caravan.

Leni Newton, 63, stated: 'She told people that the cops raid was because someone had actually told on her for breeding border collie puppies without a licence.

'I'm surprised they've been jailed. I believed they were all above board.

'I just saw them a couple of days ago leaving suitcases - I thought they were just going to their caravan.'

She included: 'I understand they met as she was his carer. He was wed however Angela relocated. I thought she had actually lived in Southport.

'I did see his ex-wife parked up in the street viewing his home when they divided.

'She was obviously spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they seemed to be living a double life.

'There were a great deal of cops came here.

'He was at the street celebration for the Queen but other times he did seem very frail.'

Hand in Hand homecare firm confirmed to MailOnline that Lloyd had authentic references, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesman stated: 'We sacked her instantly when we found out the reality.

'All her DBS and recommendations took a look at. The authorities said we had done nothing wrong.'

The court heard how Phillips likewise swindled cash from the public handbag by stopping working to divulge the reality that Lloyd had moved into his home in 2018 - permitting him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.

He is likewise said to have 'overemphasized' his medical conditions and require for care, mentioning that he was unable to do anything for himself.

He stated himself 'unfit for work' and stopped working to mention his partner's wage - illegally swiping ₤ 51k in employment assistance allowance.

However, Phillips declared that Lloyd had actually completed the kind and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'intricate recent history' of psychological health and disabilities consisting of neurological condition, stress and anxiety and depression.

He was also stated to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions connecting to comparable matters, however Lloyd's rap sheet reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look was in 2012.

Lloyd was imprisoned for two years after confessing seven counts of scams by incorrect representation, and Phillips was likewise seen wiping back tears as he was imprisoned for 20 months for fraud by false representation and three counts of dishonestly stopping working to reveal info to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the general public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 each year which you defrauded from the public.

'For those who look for to the general public of scarce and valuable benefits which require to be directed to those who need them, not those who merely want to have them for reasons of personal greed, that is a major offense devoted by each of you over a long period of time.'